Legal
Privacy Policy
Last updated: October 6, 2026
CarBrainy ("we", "us") is a brand of DirectPoint Media LLC. CarBrainy provides auto insurance quote services, insurance information, and educational resources directly to consumers through its website. CarBrainy is not an insurance carrier, agency, or broker. CarBrainy provides its own quote services, informational resources, and customer support directly through its website. Quotes and eligibility are subject to underwriting and approval. This Privacy Policy explains what information we collect, how we use it, and the choices you have.
1. Information we collect
Information you give us: your name, email address, ZIP code, optional mobile phone number, and the answers you choose in our quote questions (for example, how many vehicles you insure and whether you have current coverage).
Consent records: whether you checked each consent box, the exact wording shown to you, the version of that wording, and the date and time.
Technical information: IP address, browser user agent, the page you submitted from, and any referral parameters in the link you used to reach us.
2. How we use information
- To prepare and deliver your quote and respond to your requests.
- To send text messages only in the categories you separately opted in to.
- To keep a record of your consent and honor opt-outs.
- To protect the website against fraud and abuse and to comply with law.
3. How information is shared
In order to fulfill your request, CarBrainy may use contracted service providers, which act solely on CarBrainy's behalf and at CarBrainy's direction, for the sole purpose of facilitating the delivery of communications you have consented to receive. These service providers operate under strict contractual obligations to process your data only as directed by CarBrainy and in accordance with this Agreement. Your personal information will not be sold, rented, leased, or otherwise disclosed to any unaffiliated third parties for independent marketing purposes.
We may also disclose information when required by law, to protect our rights or the safety of others, or as part of a merger, acquisition, or sale of assets, in which case this policy continues to apply to the information transferred.
4. Text messaging
SMS opt-in and consent: your mobile phone number, text-messaging originator opt-in data, and consent status will never be shared with or sold to third parties or affiliates for marketing or promotional purposes.
See the CarBrainy SMS Terms for program details. Reply STOP to any message to opt out, or HELP for help.
5. Cookies
This website does not use advertising cookies or third-party tracking pixels. Your browser may store basic technical data needed to display pages correctly.
6. Data retention and security
We keep quote requests and consent records for as long as needed to provide the service and to meet legal record-keeping obligations. We use reasonable administrative and technical safeguards, but no method of transmission or storage is completely secure.
7. Your privacy rights
Depending on where you live (including California under the CCPA/CPRA), you may have the right to know what personal information we hold about you, to request deletion or correction, and to opt out of any sale or sharing of personal information. CarBrainy does not sell your personal information. To make a request, email [email protected] with the subject "Privacy Request". We will verify your request and will not discriminate against you for exercising your rights.
8. Email choices
You can stop marketing emails at any time with the unsubscribe link in the email or by writing to [email protected].
9. Children
CarBrainy is intended for adults 18 and older. We do not knowingly collect information from children under 13.
10. Changes
We may update this policy. The "Last updated" date above shows when it last changed.
11. Contact
CarBrainy, a brand of DirectPoint Media LLC
1408 E 13th St, Cheyenne, WY 82001
Email: [email protected]
Phone: 800-741-9835